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    In Memory of Sara Dixon
    It is with great sadness that we confirm that our friend and colleague Sara Dixon passed away on 20 July 2026.
    Debt Recovery Claims Over £10,000: What are your options?
    Learn your options for debt recovery claims over £10,000, including the pre-action process, court proceedings, enforcement and when legal action may be appropriate.
    The government’s First-Time Buyer ISA (FTB ISA) consultation on replacing LISAs begins
    The proposals are that the First-Time Buyer ISA (FTB ISA) will replace the Lifetime ISA (LISA), to help first-time buyers save for their first property purchase.
    Contact us today
    Contact our friendly team to discuss how we can assist and get a no-obligation quote.
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Secured Lending

Secured Lending & Property Finance Solicitors in Reading & Henley-on-Thames

Our Commercial Property team advises borrowers and lenders on all aspects of real estate finance relating to loan transactions where the primary security is property.
Frances Watts
Partner & Head of Commercial Property
  • 0118 920 9499
  • f.watts@thpsolicitors.co.uk
Sanjay Soni
Associate Solicitor – Commercial Property and Corporate & Commercial
  • 01491 570 909
  • s.soni@thpsolicitors.co.uk
Donna Wade
Senior Solicitor – Commercial Property
  • 0118 920 9499
  • d.wade@thpsolicitors.co.uk
Karen Brown
Chartered Legal Executive – Commercial Property
  • 0118 338 3269
  • k.brown@thpsolicitors.co.uk
Jessica Blackwell
Solicitor – Commercial Property and Corporate & Commercial
  • 01491 570 909
  • j.blackwell@thpsolicitors.co.uk
Louise Atkins
Apprentice Solicitor – Commercial Property
  • 0118 975 6622
  • l.atkins@thpsolicitors.co.uk

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Acquisitions & Disposals
Land Development
Landlord & Tenant
Lease Extensions
Secured Lending
  • Contact us today

Commercial Property Solicitors with Expertise in Real Estate Finance

With many years’ experience and expertise in secured lending, our Commercial Property solicitors can help you to understand the risks involved. We can guide you safely and securely through the documentation required to support secured lending whilst providing pragmatic advice and understanding the commercial nature of property finance deals. Our Commercial Property solicitors appreciate that secured lending is often critical to the successful completion of a property deal and are able to work to tight deadlines and time constraints. We look to work collaboratively with lenders and their solicitors to ensure that issues that arise are dealt with proactively, with a focus on drawdown.

Secured Lending Advice for Commercial Property Transactions

Our Commercial Property solicitors act for clients who require funding for single property acquisitions, as well as those with large property portfolios, or development financing, and are experienced in dealing with commercial lending against a range of securities including:

  • shops
  • offices
  • industrial units
  • land acquisition
  • commercial and residential developments

If you are borrowing money, we can guide you through the process whilst ensuring that the lender’s requirements are fully satisfied. We will check the strict requirements of loan documents and make amendments to minimise the risks to you. Our Commercial Property solicitors provide secured lending advice for property transactions not only with traditional institutional lenders like banks and building societies but also alternative sources of finance from venture capitalists, trusts and private lenders.

Contact Frances Watts, Head of our Commercial Property Team, to see how we can help with your commercial real estate finance needs on f.watts@thpsolicitors.co.uk or T: 0118 9209 499.

FAQs

What are some of the common types of property agreements you have experience in advising on?

Our Commercial property team have advised on a breadth of security documentation that may be required for financing, the most common being:

  • legal mortgage or charge
  • facility agreement
  • debentures
  • share charges
  • personal and corporate guarantees
  • cross guarantees
Can you act for both a lender and a borrower?

In circumstances which wouldn’t give rise to a conflict, we can act for both a lender and a borrower.

Often, though, in commercial or real estate facilities, a lender will require separate representation for themselves and the borrower. We have experience of acting for both lenders and borrowers, and at the start of each transaction, we look to build a working relationship with the other side to ensure obstacles are headed off at the pass and all sides are aware and working towards the timescales required by that particular transaction.

We find this model has allowed us to deliver slicker transactions, ultimately achieving what our clients need balanced against advising on the risks associated with lending for both sides.

Accreditations / Certificates

THP Solicitors are proud to hold industry-recognised accreditations that reflect our dedication to quality and compliance.
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Why choose us

Just some of the reasons why THP is trusted by so many. We listen, we care, and we go the extra mile to make sure you’re supported every step of the way.

Professional Advice, Personal Service

Legal expertise balanced with a personal and attentive service.

Specialists for Life’s Key Moments

From moving house to business law — clear, practical guidance when it matters most.

Straightforward & Accessible

No jargon. Transparent fees. Quick responses. We keep things clear and simple.

Trusted in Henley & Reading

Established with strong community ties, we get great client reviews.

Our People

Our achievements are based on the complementary mix of our legal professionals, each bringing a unique set of skills and experience.

Frances Watts
Partner & Head of Commercial Property
Sanjay Soni
Associate Solicitor – Commercial Property and Corporate & Commercial
Donna Wade
Senior Solicitor – Commercial Property
Karen Brown
Chartered Legal Executive – Commercial Property
Jessica Blackwell
Solicitor – Commercial Property and Corporate & Commercial
Louise Atkins
Apprentice Solicitor – Commercial Property
Meet all of our people
  • Request a free quotation

Commercial Property News & Insights

Our insights into the law in plain English, so you know when it happens, what it means, and how it may affect you.

Draft Commonhold and Leasehold Reform Bill published – ground rents to be capped
The draft Leasehold and Commonhold Reform Bill has finally been published and there is good news for leaseholders, especially regarding ground rents.
THP THREE QUESTIONS: Meet Sanjay Soni, Commercial Property & Corporate Solicitor
Associate Solicitor Sanjay Soni specialises in Commercial Property and Corporate & Commercial, and is based in our Duke Street, Henley office.
THP THREE QUESTIONS: Meet Karen Brown, Commercial Property Chartered Legal Executive
Just as we want to get to know our clients, we also want you to get to know us, as those insights can help to underpin good working relationships. So, say hello to Karen Brown a Commercial Property chartered legal executive based in our Lower Earley, Reading office.
More News & Insights

Google Reviews

Read more reviews

Our Offices

Head Office, Lower Earley, Reading
  • Email: office@thpsolicitors.co.uk
9 Chalfont Court, Lower Earley, Reading, Berkshire, RG6 5SY
  • Tel: 0118 975 6622
  • Fax: 0118 975 6588
Henley-on-Thames, Bell Street Office
  • Email: henley@thpsolicitors.co.uk
64 Bell Street, Henley-on-Thames, Oxfordshire, RG9 2BN
  • Tel: 01491 570 900
  • Fax: 01491 636 267
Henley-on-Thames, Duke Street Office
  • Email: henley@thpsolicitors.co.uk
2 Duke Street, Henley-on-Thames, Oxfordshire, RG9 1UP
  • Tel: 01491 570 909
  • Fax: 01491 414 280

Contact our Secured Lending Solicitors in Reading and Henley-on-Thames

  • Reading: 0118 975 6622
  • Henley: 01491 570 900
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We are authorised and regulated by the Solicitors’ Regulation Authority (“SRA”). Our SRA number is 8007346. We are a limited company registered in England and Wales with registered number 15367192.

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Oxfordshire RG9 1UP

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